Why Your Insurance Company Won't Cover Couples Therapy
One of the great benefits of recent years of mental health awareness has been the increase in access to mental health treatment via health insurance. As mental health conditions, which nearly 1 in 5 people are currently living with, often occur throughout a person's life, they require periods of treatment with a goal of management rather than cures. This also means having times of significant financial cost unless insurance deems it to be medically necessary and is an expectation of your agreement with them. Mental health parities have allowed therapy to be more obtainable than ever for those struggling with their mental health. However, not all therapy is treating a medical disorder; it can also be about improving self esteem, exploring sexuality, and improving components of life that are no longer serving you. As this alone tends not to meet the criteria of medical necessity, insurance would not be expected to pay. These types of intricac...